Building Insurance



Protection for your building following an insurable & unexpected event including fire, storm, flood, earthquake, malicious damage, full accidental damage, vandalism, impact, water damage.

Full reinstatement & replacement cover with no depreciation applied regardless of age.

  • Full Accidental Damage
  • Fire or Explosion
  • Storm and tempest
  • Rain Water or Water Damage
  • Flood
  • Prevention of access
  • Burst Pipes and escape of liquids
  • Lightning
  • Power Surge
  • Impact
  • Tenant Damage
  • Malicious Damage
  • Vandalism
  • Electric Motor Burn our & Fusion
  • Accidental Glass Breakage
  • Pet Damage
  • Landscaping
  • Pools and or Spas
  • Out buildings or sheds
  • Cubby Houses or play equipment on the property
  • Fences on the property
  • Awnings or shade cloths

Cover for loss of rent income Up to 52 weeks and to the full policy limit and sum insured when your building is damaged by an insurable event or occurrence.

Cover for legal liability following third party injury or third party property damage to the full policy limit of $20 million each and every occurrence.