The People Standing Beside YouÂ
We are a team of dedicated landlord insurance experts committed to making property investment more secure.
Who We Are
Cover Guard Insurance is a specialist landlord insurance brokerage based in Sydney. We exist for one reason: to make sure property investors have the cover they need, and the support they deserve when something goes wrong.
We don't sell everything to everyone. We specialise in landlord and building insurance — and that focus means our team has genuine depth of knowledge in a space most general brokers only touch the surface of.
We're Brokers, Not Insurers
There's an important difference between an insurer and a broker. An insurer underwrites and manages risk. A broker works for you — sourcing the right policy from the market, advising on your needs, and representing your interests at claim time.
When you have a claim, you want someone in your corner. That's us.
Backed by Bell Partners Insurance
Cover Guard Insurance is backed by Bell Partners Insurance, an award-winning boutique brokerage led by Matthew Bates — 2024 Australian Broker of the Year. That means we have access to a wide range of insurers and underwriting agencies, giving us the buying power and relationships to find the right cover at competitive terms.
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Our Commitment
We believe insurance should be straightforward. We explain things in plain language, return calls promptly, and make ourselves available when our clients need us — not just at renewal time.
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If something goes wrong with your property, we want you thinking 'I'm glad I've got Cover Guard' — not worrying about whether your claim will be paid.
Matthew Bates
MANAGING DIRECTOR
Meet Matthew Bates, our Managing Director, and the driving force behind our commitment to excellence. Matthew’s stellar achievements speak for themselves, named 2024 Broker of the Year by the industry association, NIBA, and having clinched the title of Excellence Winner of Broker of the Year in the prestigious Insurance Business Awards for the last five consecutive years.
His passion for serving commercial clients is unwavering, and his industry recognition is a testament to his dedication. With Matthew at the helm, you can trust that Cover Guard is guided by a true leader who continually raises the bar in delivering top-tier insurance solutions for our valued commercial clients.
Megan Peter
Senior relationship executive
Meet Megan Peter, our Senior Relationship Executive. With over 30 years of experience across the insurance industry, Megan brings a wealth of knowledge spanning risk assessment, portfolio management, and compliance with a practical, client-first approach.
With Megan by your side, you can trust that your landlord insurance experience will be characterised by personalised attention, expert advice, and a commitment to securing the coverage that matters most to you.
Rahania King
Claims specialist
Rahania is our Claims Specialist at Bell Partners Insurance, so she’s your key contact when things go wrong with your investment property and you need to navigate making an insurance claim.
With over a decade of experience, Rahania’s genuine care and compassion shines through in every interaction. She is there when it matters most, guiding clients through the claims process and ensuring they receive attentive, supportive service every step of the way.
Lady Hashimoto
Team Coordinator
Lady Hashimoto is a Team Coordinator at Cover Guard Insurance, providing essential administrative support for our Property Managers and Landlords. With several years of experience in insurance support roles, Lady brings a strong understanding of insurance processes and a sharp eye for detail.
Her calm, solutions-focused approach helps keep things running smoothly behind the scenes and she’s focused on delivering exceptional client service.